Aetna
Dental Maintenance Organization (DMO)
With Aetna DMO®, you choose a primary care dentist
(PCD) from Aetna’s network to
provide dental care, and you pay a percentage of covered expenses
at
the time of service. If you receive care from another dentist,
you pay the entire cost out of your own pocket.
When you need
specialty care, you will need to obtain a referral from your
PCD. For orthodontic care, you do not need a referral – you
may visit any network orthodontist.
Benefits and Advantages
No deductibles
No annual dollar limitations
Preventive and basic care covered at 100%
Your dentist submits your claims for you
No orthodontia lifetime maximum
Aetna DMO Highlights
Feature
|
Aetna DMO
|
Primary care dentist
|
Required
|
Deductible
|
None
|
Office visit copay
|
$0
|
Annual benefit maximum
|
None
|
Orthodontia lifetime
benefit maximum
|
None
|
Plan Pays
|
Coordinated
by PCD
|
Not
coordinated
by PCD |
Preventive care
|
100%
|
Not covered |
Basic care
|
100%
|
Major care
|
60%
|
Orthodontia treatment
(for children only)
|
60%
|
60% |
For additional information, please review the benefit
summary or visit Aetna.
Dental Health and Wellness
Check out Mouth Matters ,
an informational brochure about the connection between good
oral health and your overall
health. Learn how, as the gateway to the body, the mouth can
be the first line of defense against challenges to your health.
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